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Terms & Conditions

Effective October 20, 2026

Welcome to F9 Advisory. These Terms & Conditions ("Terms") govern your access to and use of the website located at www.f9advisory.com (the "Website") and your interactions with F9 Advisory, LLC ("F9 Advisory," "Company," "we," "us," or "our").

By accessing or using our Website, you agree to these Terms. If you do not agree, please discontinue use of the Website.

1. About F9 Advisory

F9 Advisory, LLC is a professional financial and business advisory firm providing services that may include:

Information presented on our Website is intended to provide a general overview of our services and capabilities.

2. Website Use

You agree to use our Website only for lawful purposes and in a manner that does not interfere with its operation, security, or availability.

You may not:

We reserve the right to restrict access when necessary to protect our Website, systems, or users.

3. Professional Services and Engagements

Information available on this Website is provided for general informational purposes and does not constitute accounting, tax, legal, investment, or other professional advice.

Accessing the Website, submitting an inquiry, or participating in an initial consultation does not establish a professional advisory relationship.

Professional services are provided only after the applicable engagement agreement has been executed.

In the event of any conflict between these Website Terms and an executed Master Services Agreement, Statement of Work, or other written client agreement, the executed agreement will govern the applicable professional services.

4. Accuracy of Information

We strive to maintain accurate and current information on our Website. However, we do not guarantee that all content is complete, accurate, or free from errors.

Descriptions of services, capabilities, pricing, and other information may be modified without prior notice.

F9 Advisory makes no representation or guarantee regarding specific financial results, business performance, or outcomes resulting from information presented on the Website.

5. Intellectual Property

All Website content, including text, graphics, logos, designs, images, and other materials, is owned by F9 Advisory or used with appropriate authorization and is protected by applicable intellectual property laws.

You may view and use Website content for personal or internal business informational purposes.

Any reproduction, distribution, modification, or commercial use of Website materials requires prior written authorization.

6. Electronic Communications

By contacting F9 Advisory through our Website, email, telephone, or other communication channels, you acknowledge that we may respond using the contact information you provide.

Electronic communications may include responses to inquiries, meeting coordination, requested service information, and communications related to an existing or prospective business relationship.

We may use third-party communication and collaboration platforms to facilitate these interactions.

7. SMS Text Messaging Terms

F9 Advisory may communicate with clients, prospective clients, vendors, and other business contacts through SMS text messaging.

Types of Messages

SMS communications may include:

Our SMS service is intended for individual business conversations and is not used for mass marketing or automated promotional campaigns.

Consent

By affirmatively consenting to receive SMS messages from F9 Advisory, you agree to receive text messages related to your communications with our team.

Consent may be obtained through an applicable website form, documented verbal agreement, or another affirmative method, as appropriate.

Consent to receive SMS messages is not a condition of purchasing services.

Message Frequency

Message frequency varies based on the nature and frequency of your interactions with F9 Advisory. We do not send scheduled mass marketing messages.

Message and Data Rates

Message and data rates may apply according to your wireless carrier and service plan. F9 Advisory does not charge a separate fee for sending or receiving text messages.

Opt-Out Instructions

You may opt out of SMS communications at any time by replying STOP to a message from F9 Advisory.

You may receive a final confirmation message. Opt-out requests apply to the specific employee phone number associated with the conversation.

Help and Support

For assistance, reply HELP to a text message or contact us at hello@f9advisory.com.

Privacy

We do not sell or share mobile phone numbers or SMS opt-in information with third parties or affiliates for their marketing or promotional purposes.

Additional information about our data practices is available in our Privacy Policy at:

https://www.f9advisory.com/privacy

Delivery and Availability

SMS delivery is subject to carrier availability and network conditions. We cannot guarantee that all messages will be delivered or received immediately.

SMS should not be used for emergencies or the transmission of sensitive financial information, passwords, banking credentials, or other highly confidential information.

8. Third-Party Websites and Services

Our Website may contain links to third-party websites, applications, or services.

These links are provided for convenience and do not constitute an endorsement unless expressly stated.

F9 Advisory is not responsible for the content, security, availability, or privacy practices of third-party websites and services.

9. Disclaimer of Warranties

The Website and its content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, to the fullest extent permitted by applicable law.

We do not warrant that the Website will operate uninterrupted, remain error-free, or be free from harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, F9 Advisory shall not be liable for indirect, incidental, consequential, special, or punitive damages arising from the use of, or inability to use, the Website.

Nothing in these Terms is intended to limit liability that cannot legally be excluded or restricted.

Any limitations of liability relating to professional services are governed by the applicable written engagement agreement.

11. Privacy and Data Protection

Your use of our Website is also subject to our Privacy Policy, which describes how we collect, use, store, and protect personal information.

Privacy Policy: https://www.f9advisory.com/privacy

12. Changes to These Terms

We may revise these Terms periodically to reflect changes in our Website, services, business operations, or legal requirements.

The updated version will be posted on this page with a revised effective date.

Continued use of our Website following publication of updated Terms constitutes acceptance of the revised Terms to the extent permitted by applicable law.

13. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts, United States, without regard to its conflict-of-law provisions.

14. Contact Information

For questions regarding these Terms & Conditions, please contact:

F9 Advisory, LLC
117 Kendrick Street, Suite 300
Needham, MA 02494
Email: hello@f9advisory.com
Website: https://www.f9advisory.com